It feels like we have been waiting for ages, but the latest forecasts from the ESRI, Central Bank, EU and IMF are all agreed on one thing: Irish consumers will finally start spending next year.

We have updated our forecasts for consumer incomes and expenditure, incorporating the most recent projections for 2014 – extending them out to 2016. Consumer spending is forecasts to jump next year by a whopping €2.6bn to €86.1bn. By 2016 the level could return to that of 2007. That’s certainly something to look forward to. Build momentum: what are you planning, developing and doing now to make sure you gain from the upturn next year? It’s only two months away…

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